TYLER TROMPETTER

Mortgage Professional

Let's work together to get you the 

best mortgage available.

 

GET IN TOUCH

TYLER TROMPETTER

Mortgage Professional

I’m Tyler Trompetter, a true Mortgage Professional with over a decade of experience in helping homeowners with their Mortgage needs. I began my career working at one of Canada’s largest banks, an invaluable experience that taught me the entire mortgage process from start to finish. The Canadian Mortgage market is constantly changing; transitioning from Banker to Broker has helped me to navigate these constant changes to better serve my clients.

I've built my career on helping Canadians get mortgage financing when their bank simply turned them down or perhaps did not provide the service they deserved. Be it the Self-Employed, New to Canada, First Time Home Buyer, Experienced Investor or Credit Challenged clientele, I've always found a way to say 'Yes' when the banks say 'No'.

As a Mortgage Broker I work to educate, advise, and empower clients throughout the (sometimes!) challenging journey that is mortgage financing. My lender access, product acumen, and industry experience help to tailor custom mortgage solutions to even the most challenging of cases.


In 2020 I was awarded as one of Canadian Mortgage Professionals Rising Stars for 2020 (Previously the "Young Guns" award).


If I'm not busy helping people with their mortgages you'll find me adventuring outside, travelling or working with the Live Like Ben Foundation. Read more about our community projects at livelikeben.net.


Steps in the process...

STEP ONE
Start the conversation. 

The best place to start is to connect with me directly. The mortgage process is personal, and it can be daunting. My commitment to you is that I'll listen to all your needs, assess your financial situation, and provide you with a plan to move forward. 

STEP TWO
Choose the best option. 

Once we’ve had a look at your financial situation, we’ll consider a variety of mortgage options, I’ll outline what documents are necessary to qualify for a mortgage, negotiate with the lenders on your behalf, and arrange the mortgage that best suits your needs.

STEP THREE
Sit back and relax. 

Once we’ve arranged the mortgage product that best suits your needs, you’re not alone. I’m your mortgage professional for life. If you’ve got questions in the years to come, I’m always available to make sure that your mortgage is working for you, and not the other way around!

LENDERS

I've developed excellent relationships with many lenders across the country. 

Let's figure out which one has the best product for you. 

SERVICES

With over 40 lenders (and counting) in my database, finding a tailored fit mortgage solution that suits your needs is my main goal. Working with a Mortgage Broker can not only save you money and stress, but perhaps most importantly - time. Searching for the right mortgage can be exhausting. Enlisting the professional services of a licensed Mortgage Broker can take out all of the guess work of finding the right mortgage for you. 

Buying a Home

When preparing for the largest financial decision of your life you want to be sure to have all options available to you. Working with a Mortgage Broker with access to over 40 different lenders ensures you have all the cards on the table to make the best decision to fit your needs. 

Be your first time or your tenth, buying a home can be a challenging process. Enlisting the services of a mortgage professional will make the process seamless and efficient. Give me a call to find out how I can help you shop with confidence.


Refinancing

Want to put your hard earned home equity to work? Perhaps you want to consolidate some of your high interest debt, buy an investment or vacation property, invest in a business, or renovate your home.. whatever the reason lets chat about how we can put some of the equity you've earned in your home to work. 

Mortgage rates are still attractive and with such large gains in home values over the years there may be more money in your home than you realize.

First Time Home Buyers

First time buyer? This process can be confusing, scary, and downright emotional at times - but it doesn't have to be. 

If you find yourself wondering how much can I afford? How much do I need to put down? How does my credit score effect my purchasing power? Feel free to reach out and let me help walk you through the process of pre-approval to home ownership. Often times a 20 minute chat can help to answer all of your questions or concerns.

Self-Employed

Self Employed? Me too. ​

This segment of the mortgage market has undergone some drastic changes over the years, and while it can sometimes feel like the banks discriminate against your income, I work with a number of lenders that have programs designed with your income structure in mind.

 

Whether you are a sole proprietor, or you use a corporation to reduce your income or taxes I specialize in working with business owners and professionals whose income isn't so black and white. 

Home Equity Loans

Have you realized significant appreciation in the value of your home and are looking at tapping into that equity? There are a number of "Low Document" products available out there that can get you quick and seamless access to your equity for whatever your personal goals may be.

 

Be wary of TV and radio advertising in this space as there are almost always more favourable terms given to mortgage professionals with the right lender access.


Troubled Credit

I operate under total confidentiality, no matter your situation. I am, for lack of a better term, "the vault" when it comes to your personal financial history. Life happens, and this shouldn't prevent you from owning a home or getting the help you need to get out of a tough situation. I work with my clients to get their credit back on track be it through a refinance, setting up pre-paid credit card to rebuild credit, or through credit coaching. No matter the situation, there is almost always a solution to explore.

TESTIMONIALS

John Doe's Image
I just purchased my first home and so I needed ALOT of hand holding when it comes to mortgages. Tyler went above an beyond to make sure I understood what I was getting into, basically giving me a crash course on the topic. On top of that, he hunted around until the last min to make sure I got the best possible rate. Very professional, knowledgeable and friendly.

Highly recommend and will come back next time I need a mortgage or refinance.

Sonia Ghog

John Doe's Image
He is the absolute number one & BEST mortgage broker in BC Canada! He helped us with our first time home purchase this year. Honestly speaking, I never though I'd be able to get the mortgage approval from a major bank -- However with his magic I got not only an OK from the A Bank but also with the best rate I could get!

Tyler really went above and beyond more than one occasions and this made me feel supported.. also, he was super responsive even I asked him a dumb question and explain it to me until I fully understand. Even now, he always ends his email with 'If you ever had any questions feel free to reach out!' which represents he's such a responsible person and provides an excellent customer services...

If you ever have a chance to work with him, you will know. He will makes everything possible and you will be pleased to work with him. :) We love our home and lots of that is thanks to Tyler! Cheers!

Olivia Cho

John Doe's Image
Tyler made the process of buying our first home so much easier. His advice and knowledge made us feel comfortable with the process. He is so nice and truly does go above and beyond for his clients. He was always easy to get ahold of and quick to respond to any questions we had. When we buy our next place in the future, we will definitely be using Tyler again. I have no problem recommending him to all my friends and family!

Thanks so much Tyler for your hard work, we really really appreciate it! :)

Kaylee Raymond

John Doe's Image
Tyler is unreal! I worked in Real Estate for over 8 years and by far this guy is the best I have ever come across! We had a mess of a deal and he pulled though and got the deal done. He even helped the buyer of my property out when she was is a VERY bad position. He was the glue that held our deal together. No matter if I emailed him at 8 am or 11 pm he would always get back to me right away! One thing I admire the most about him is his honesty, he was always was upfront and clear and gave us good information.

Thank you Tyler for everything you did, we will continue to spread the word about how amazing you are! Without you we probably wouldn't have scored our dream home.

Kristi Maier

John Doe's Image
Tyler worked hard to get us financing for a new home purchase in a difficult market. And he found a way to let us keep our current home while we did renovations when our bank of 40 years said no.

Knowledgable, very nice, responsive and always working to get us a good deal. Definite recommend!

Andrew Samuel

NEED MORE INFORMATION?

Renewal

Up for renewal?  Here are 5 steps to follow to ensure a smooth process.

Refinance

Need to refinance? Here is a plan that you can follow.

LEARN MORE ABOUT MORTGAGES


By Tyler Trompetter July 3, 2025
If you’re thinking about buying a property, but you’re not sure where to start, you’ve come to the right place! Let’s discuss how getting pre-approved is one of the first steps in your home buying journey. Just like you wouldn’t go into a restaurant without knowing if you have enough money to buy your meal, it’s not a good idea to be shopping for a home without an understanding of how much you can afford. You can browse MLS from your couch all you want beforehand, but when you’re ready to start looking at properties with a real estate agent, you need a pre-approval. Now, as there may be some confusion around exactly what a pre-approval does and doesn’t do, let’s discuss it in detail. First of all, a pre-approval is not magic, and it’s not binding. A pre-approval is not a contract that will guarantee mortgage financing despite changes to your financial situation. Instead, a pre-approval is simply the first look at your overall financial health that will point you in the right direction before you’re ready to apply for a mortgage. Said in another way, a pre-approval is a map that gives you the plan to secure an actual approval. After going through the pre-approval process, you’ll know how to qualify for a mortgage and at what amount. When considering your mortgage application, lenders look at your income, credit history, assets vs liabilities, and the property itself. Working through a pre-approval will cover all these areas and will uncover any major obstacles that might be in your way of securing financing. The best time to secure a pre-approval is as soon as possible; it’s never a bad idea to have a plan. Here are a few of the obstacles that a pre-approval can uncover: You’ve recently changed jobs, and you’re still on probation Your income relies heavily on extra shifts or commissions You’re unaware of factual mistakes or collections on your credit report You don’t have an established credit profile You don’t have enough money saved for a downpayment Additional debt is lowering the amount you qualify for Really anything you don't know that you don't know Even if you believe you have all your ducks in a row, working through the pre-approval process with an independent mortgage professional will ensure you have the best chance of securing a final approval. As a point of clarity, a pre-approval is not the same as a pre-qualification. This is not typing a few things into a website, calculating some numbers, and thinking you’re all set. A pre-approval includes providing your financial information, looking at your credit report, discussing a plan for securing mortgage financing with a mortgage professional, and even submitting documents ahead of time. Mortgage financing can be a daunting process; it doesn’t have to be. Having a plan in place and doing as much as you can beforehand is essential to ensuring a smooth home buying experience. As there is no cost for getting a mortgage pre-approval, there is absolutely no risk. Consider starting the process right now! If you’d like to walk through your financial situation and get pre-approved for a mortgage, let’s talk. It would be a pleasure to work with you!
By Tyler Trompetter June 20, 2025
If you’re a first-time homebuyer eyeing a new build or major renovation, there's encouraging news that could make homeownership significantly more affordable. The federal government has proposed a new GST rebate aimed at easing the financial burden for Canadians entering the housing market. While still awaiting parliamentary approval, the proposed legislation offers the potential for thousands in savings —and could be a game-changer for buyers trying to break into today’s high-cost housing landscape. What’s Being Proposed? Under the new legislation, eligible first-time homebuyers would receive: A full GST rebate on homes priced up to $1 million A partial GST rebate on homes between $1 million and $1.5 million This could mean up to $50,000 in tax savings on a qualifying home—a major boost for anyone working hard to save for a down payment or meet mortgage qualification requirements. Why This Matters With interest rates still elevated and home prices holding steady in many regions, affordability remains a challenge. This rebate could offer meaningful relief in several ways: Lower Upfront Costs: Removing GST from the purchase price reduces the total amount of money buyers need to save before closing. Smaller Monthly Payments: A lower purchase price leads to a smaller mortgage, which translates to more manageable monthly payments. Improved Mortgage Qualification: With a reduced purchase amount, buyers may find it easier to meet lender criteria. According to recent estimates, a homebuyer purchasing a $1 million new home could see monthly mortgage payments drop by around $240 —money that could go toward savings, home improvements, or simply everyday expenses. Helping Families Help Each Other This proposal also offers a win for parents who are supporting their children in buying a first home. Whether through gifted down payments or co-signing, a lower purchase price and more affordable monthly costs mean that family support can go further—and set first-time buyers up for long-term success. Is This the Right Time to Buy? If you’re thinking about buying a new or substantially renovated home, this proposed rebate could dramatically improve your financial position. Now is the perfect time to explore your options and make sure your mortgage strategy is aligned with potential policy changes. 📞 Let’s connect for a free mortgage review or pre-approval. Whether you’re buying your first home or helping someone else take that first step, I’m here to help you make informed, confident decisions.
By Tyler Trompetter June 19, 2025
Worried About Your Mortgage Renewal? You’re Not Alone  If your mortgage renewal is coming up soon, you're likely feeling a bit of financial pressure—and you’re not the only one. A recent survey shows that over half of Canadian homeowners believe their upcoming mortgage renewal could impact their current living situation. With interest rates still higher than what many borrowers locked in before 2022, 45% of those renewing in the next 12 months expect their monthly payments to increase. Even though the Bank of Canada has held its key overnight rate steady at 2.75%, borrowing costs remain elevated compared to the low-rate years we saw earlier in the decade. And that’s changing how Canadians think about their finances. Changing Plans and Tightening Budgets Among those worried about their renewal, 73% say they’re already cutting back on discretionary spending—things like eating out, entertainment, or travel—to brace for higher mortgage payments. For many, it goes deeper than just trimming the budget. Nearly one in four surveyed homeowners said they’re rethinking their entire financial strategy. Some are pressing pause on home renovations (43%), while others are considering downsizing or relocating to a more affordable area (29%). A smaller group (15%) is even open to major lifestyle changes, like moving in with roommates or relocating to a new neighbourhood altogether. Fixed-Rate Mortgages on the Rise In this climate, most homeowners looking to renew are leaning toward fixed-rate mortgages, with 75% preferring the stability of predictable payments. For those facing uncertainty, locking in a rate for the next few years can offer peace of mind—even if it means paying a little more in the short term. First-Time Buyers Are Feeling It Too It’s not just current homeowners feeling the pinch. A separate survey found that more than half of Canadians planning to buy a home are cutting back on non-essential spending to save for their down payment or other buying costs. About 31% are even considering tapping into savings or investment accounts like TFSAs, RRSPs, or first-time home savings accounts to make their purchase possible. What This Means for You Whether you’re preparing to renew or purchase for the first time, this environment calls for smart, strategic planning. You’re not alone in feeling uncertain—but with the right guidance, you can navigate these changes confidently. Have questions about your upcoming renewal or wondering what type of mortgage is right for today’s market? Let’s connect. We're here to help you make informed, confident decisions about your home financing.
Show More

CONTACT ME


Choose the most convenient method to get in touch and we'll get started right away. 

Port Moody Location

220 Brew St Suite 801

Port Moody, BC

V3H 0H6


White Rock Location

2383 King George Blvd #214

Surrey, BC

V4A 5A4

Contact Us